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Cathie from Canada

When the family went to Europe in 2007, my son ended up in an Amsterdam hospital to have a preprandial cyst on his back excised. It cost about $2,000. Of course this expense wasn't covered under Canada's public medicare system, but I found out that the personal trip health insurance I bought for the trip would pay for it provided it wasn't a "pre-existing condition", ie that he hadn't been treated for such a thing within the previous six months.
What the insurance company needed was a letter from my son's doctor to confirm this. And what a battle that was -- the doctor's office simply could not understand why I would need such an odd letter -- what, you mean you need a letter from the doctor just to say that he HAD NOT seen your son since last January? Why would you need something so strange?
That is when I realized that the concept of "pre-existing conditions", and the idea of refusing to pay for treatment on that basis, simply doesn't exist in the Canadian health care system. Not anymore, if it ever did. Likely all countries with public health care systems could say the same.
Basically, it is the United States that is the outlier here. But you already knew that. Its just too bad so many of your politicians don't seem to get it.
By the way, I hope Mrs M continues to improve!

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