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Ken Muldrew

Why not just shut down the health insurance industry and give them all a big pile of money: a bailout! It wouldn't have to be nearly as big as what you gave to the banksters.

mac macgillicuddy

yeah, but in the end, no one should have to "wing" it!

Mike the Mad Biologist

But there's a second problem: a lot of people can't afford healthcare even when they have health insurance, thanks to deductibles and co-pays. In other words, we pay too much for healthcare. If MA's Romneycare is any guide, Obamacare won't lower healthcare costs, meaning we all pay too much for healthcare, even if we all receive 'it.'

Lance Mannion

Mike, you make an important point: We just changed insurers (not by choice, usual way: Company changed hands.) and our co-pays all went up, more than doubling for "specialists." The change happened in the middle of when I was being treated for shingles. First visit cost $20. The next two $50 each. I decided to skip my last visit to the eye surgeon because it just didn't seem worth it. If the change had occurred a week earlier and I needed that last visit, I would have had to shell out $200 within less than a month and I would have thought seriously about going more than once or at all! I imagine there are a lot of people who'd have opted for the latter, praying their eyes were ok. And of course some of them wouldn't have had those prayers answered and they'd have lost their sight in the affected eye, to not just their cost and suffering but to the cost of the rest of us.

Lance Mannion

Mac, that might be one of the few times a bad pun makes a serious point.

Ken: "Why not just shut down the health insurance industry and give them all a big pile of money: a bailout! It wouldn't have to be nearly as big as what you gave to the banksters."

Too elegant.

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